A simple, transparent process that makes property ownership accessible to everyone. From application to keys in hand in just a few steps.
Our streamlined process makes property financing faster and more accessible than traditional methods.
Start your journey by filling out our simple online application. Provide basic information about your income, employment, and property preferences. Our AI-powered system provides instant pre-approval in most cases.
Simple form with instant pre-approval
Upload required documents through our secure portal. Our team reviews your application and verifies all information. We'll guide you through any additional requirements needed for approval.
Document review and approval
Browse our curated property listings or bring your own property to finance. Our team conducts thorough due diligence including title verification, property surveys, and legal documentation review.
Verified listings and due diligence
Review and sign your financing agreement. We'll clearly outline the terms including your 20% equity payment, our 80% financing, interest rates, and payment schedule. All terms are transparent with no hidden fees.
Transparent terms and conditions
Pay your 20% equity contribution through our secure payment platform. We accept various payment methods including bank transfers, international wire transfers for diaspora clients, and other secure payment options.
Multiple payment options available
Congratulations! Complete the legal transfer process and receive your property keys. We handle all the paperwork and legal requirements. You can now move in and start building wealth through property ownership.
Keys in hand, start building wealth
From application to keys in hand, our process is designed to be fast, transparent, and hassle-free.
Simple requirements to get started with your property financing application.
Valid government-issued ID (passport, driver's license, or national ID)
Proof of income (salary slips, bank statements, or business documents)
Employment verification letter or business registration
Bank statements for the last 6 months
Proof of address (utility bill or rental agreement)
Property documents (if bringing your own property)
Minimum age of 21 years
Stable source of income for at least 6 months
Ability to make 20% down payment
Good credit history (flexible for diaspora clients)
Nigerian citizen or legal resident
Property value between ₦5M - ₦100M